Qapital: The Money Saving App

Yonga imali, tshala, futhi wenze ibhajethi ngokuzenzekelayo nge-Qapital - uhlelo lokusebenza elenza izinqumo zezezimali zibe lula engqondweni.

Ukutadisha umnotho wokuziphatha kwasifundisa ukuthi abantu abaxhumene nokucubungula ukuhwebelana phakathi kokusebenzisa imali manje nokongela kamuva. Ngakho-ke, sihlanganisa ithimba lochwepheshe bomkhiqizo kanye nochwepheshe bezezimali ukuze sakhe izixazululo zokuphatha imali ezizenzakalelayo okulula ukuzisebenzisa futhi okulula ukunamathela kuzo.

Zama i-Qapital mahhala izinsuku ezingu-30, bese kuba ngu-$6/ngenyanga.

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I-Qapital ikusiza ukuthi ubeke kancane njalo ngesonto. Indlela elula yokongela izinto ezifana: nezipho, izinsuku zokuzalwa, amaholide, nezimali zesimo esiphuthumayo.

1. Zibekele imigomo engenamkhawulo yokonga imali
Zibekele imigomo eminingi ngendlela ongathanda ngayo, yenza kube ngokwakho, hambisa imali kuyo ngokuzenzakalela, futhi ulandelele inqubekelaphambili yakho njengoba uya.

2. Isabelomali esinemithetho ehlakaniphile
I-Qapital idlulisa imali isuka ku-akhawunti yakho yokuhlola iye ku-Qapital savings isebenzisa imithetho oyibekile. Sikusiza ukuthi wakhe imithetho mayelana nemikhuba osuvele unayo. Ngaleyo ndlela, ungonga lapho uthenga ukudla, noma uyogijima.

3. Yonga imali futhi utshale kuma-ETF
Beka imali eceleni ngokuzenzakalelayo ukuze uthole imigomo yokonga nokutshala imali lapho ukhokhelwa, lapho uthenga, noma nini lapho kukusebenzela kangcono.

4. Chitha ngobuhlakani
Beka eceleni imali ozoyisebenzisa masonto onke ngekhadi lasebhange le-Qapital Visa®. Thenga noma kuphi lapho kwamukelwa khona i-Visa®, thola ukheshi kuma-ATM emhlabeni wonke, futhi waziswe uma ususondele kubhajethi yakho yamasonto onke.

5. Mema uzakwethu futhi nihlanganyele ezinhlosweni zenu
I-Qapital Dream Team™ ikuvumela ukuthi wonge emigomeni eyabiwe futhi nibone okwenziwa omunye nomunye ngaphandle kokuyeka ama-akhawunti akho ngamanye. Nguwe onqumayo ukuthi yini eyabiwe nokuthi yini eyimfihlo, njalo.

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I-Qapital yinkampani ye-fintech, hhayi ibhange elinomshwalense we-FDIC. I-akhawunti yokuhlola ehlinzekwe yi-Lincoln Savings Bank, Ilungu le-FDIC. Ikhadi lasebhange le-Visa® elikhishwe i-Lincoln Savings Bank, iLungu le-FDIC. Umshwalense wediphozithi ufaka ukwehluleka kwebhange elinomshwalense.

Izinsizakalo zokweluleka ezihlinzekwa yi-Qapital Invest, LLC, umeluleki wokutshalwa kwezimali obhaliswe nge-SEC. Izinsizakalo zokuthengiselana ezinikezwa amaklayenti e-Qapital Invest (i) yi-Apex Clearing Corporation, umdayisi obhalisiwe we-SEC kanye nelungu le-FINRA/SIPC noma (ii) i-Wedbush Securities Inc., umthengisi obhalisiwe we-SEC kanye nelungu le-FINRA/SIPC.

I-Qapital izodonsa imali yobulungu yanyanga zonke ngemva kokuphela kwesivivinyo samahhala esisebenzayo futhi uxhuma i-akhawunti yasebhange. Izimali zamanje zobulungu zingatholakala ku-https://www.qapital.com/pricing.

Ukuze uthole imininingwane egcwele, bheka Imigomo Nemibandela Ye-Qapital (https://www.qapital.com/terms/) kanye Nenqubomgomo Yobumfihlo (https://www.qapital.com/terms/privacy-policy/).